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TulipTools Internet Business Owners and Online Sellers Community › Ecommerce › Ecommerce › Online Payment Services v
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Big Plastic's Online Challenger: Bill Me Later

  
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Big Plastic's Online Challenger: Bill Me Later
12-31-2005, 02:40 PM,
Post: #1
Kristijntje Offline
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Big Plastic's Online Challenger: Bill Me Later
Quote: Gary Marino is giving e-shoppers an alternative to credit cards -- and his Bill Me Later service is catching on. Is it an idea too good to survive?...

...other than Paypal, which is used mostly for transactions between individuals on eBay (EBAY), most consumers still make their purchases the old-fashioned way: With cash, checks, or plastic when shopping online.

"SCARY" CARDS.  But Marino is making progress at creating another option. He runs a 150-person outfit called I4 Commerce, whose Bill Me Later payment system is catching on with online merchants and shoppers. Some million consumers have used his alternative, which permits them to shop online without providing credit card numbers or filling out lengthy applications, at 230 e-commerce sites

full article: http://www.businessweek.com/technology/c...391101.htm
Al draagt een aap een gouden ring, het is en blijft een lelijk ding
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01-02-2006, 03:52 AM,
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bargainbloodhound Offline
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Re: Big Plastic's Online Challenger: Bill Me Later
Quote:Gary Marino is giving e-shoppers an alternative to credit cards

But he's not giving smaller sellers an alternative to relying on credit card payments.  From the company's merchant info form:

Quote:What is your company's annual sales volume? $ _____ ,000,000.00
What are your annual sales via the Web?      $ _____ ,000,000.00
What are your annual sales via Call Center?    $ _____ ,000,000.00

Yep, only companies with sales figures in the millions need apply. If it does catch on as a payment method with web shoppers it will hurt any online store that is unable to offer it.

I think for buyers its a good alternative to using credit card payments and unregulated online payment services (like PayPal), but as a seller who doesn't do a few hundred million in annual sales I think it sucks Smile

"Well, Jay was so giddy that someone named Jay was involved with this site we posted our first non-eBay listing in 3 years here at Lunarbid (we tried two items at Yahoo once upon a time, they bombed)" -Marie posting in a LunarBid thread at OTWA in 2005 wins the award for 'most moronic reason ever given for choosing a venue"

"thanks twat u must have nothing better 2 do. do u talk to all your members like that. will not be recomending your site.
best way to put it is TULIPTOOLS.COM IS REALLY SHIT. DONT JOIN." -pubescent owner of rinky dink off2auction.com in 2011
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01-02-2006, 09:09 PM,
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valleygirl Offline
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Re: Big Plastic's Online Challenger: Bill Me Later
If they subtract a few zeros from the form...  ;D
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01-03-2006, 09:19 PM,
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sneakymagenta Offline
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Re: Big Plastic's Online Challenger: Bill Me Later
I used it last month at Overstock, Ritz Camera, BlueFly, and Bidz  Thumbsup
OAI Moron Hall of Fame
<i>sell-thru is an irrelevant and illogical consideration.</i>
-KaRay, owner of WP giving selling advice, 2006

<i>the site was 'NOT' hacked but the little script that had recipes on had the link altered</i>
-Plunderhere Owner Mark Taylor after his site was hacked by a Chinese hacker gang, 2008

Some people have it like that, others don’t. I do.
-Probidscripts owner Spencer Osama Binweb Laden Ray bragging about his ability to scam the OAI without feeling any guilt, 2008.

How does an auction site get buyers?
-question asked at PSU by owner of auction site BidBeaver.ca, 2008

How do I get sales?
-question asked at PSU by online store owner, 2009.

I was told by my Tech. Support that my site dont really need SSL.. his servers
are well protected and that info your providing to join aint really top secret information

-owner of auction site TheTraderOutlet.com discussig his site's lack of basic security, 2009
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05-05-2008, 09:44 AM,
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mandy Offline
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Re: Big Plastic's Online Challenger: Bill Me Later
2 years later and BillMeLater has become a powerful force in online payments...

Quote:Given the powerful double-digit growth of e-commerce during the first decade of the industry, few merchants worried that a payment alternative to credit cards or the well-established PayPal was needed.

More recently, however, as e-commerce growth rates slow, the fast-growing, credit card-free alternative Bill Me Later has proven that merchants and consumers alike are hungry for alternatives.

Though it has focused mainly on the largest online merchants, Bill Me Later has seen rapid growth. Twenty-two percent of online buyers used Bill Me Later to make a purchase during the holiday shopping season, according to the Piper Jaffray eCommerce Survey for the fourth quarter of 2007. ..

full article: http://ecommercetimes.com/story/trends/62669.html
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