How to Fight A Chargeback

[Kristijntje]

The best tools for avoiding a chargeback are not available for online merchants. Retail-style businesses can perform certain actions that render them virtually bulletproof to chargebacks (they're still vulnerable, so don't be too envious just yet). They can either swipe the customer's credit card through a processing terminal or get a manual imprint of the card. Plus they can get a signature on that receipt at the time of sale. All of these methods verify that the customer, merchant, merchandise, and credit card were present and satisfactory at the time of sale. It's pretty hard to dispute that.

So what is an online merchant to do? Since giving up is not an option, education and prevention are an online merchant's best weapons. Having some basic policies and procedures in place can significantly reduce the number of chargebacks your business will receive. In this article, we will discuss the realities of chargebacks and identify some strategies that will lower your potential for needing to deal with them...

full article: http://www.sitepoint.com/article/chargeback-challenge

[bargainbloodhound]

How to Prevent Chargebacks and Refunds
http://nevercoldcall.typepad.com/chargebacks/

another useful link: http://www.madagency.com/

useful tip: include a chargeback/fraud policy on your site's terms and conditions page.

disclaimer: my reason for posting these links has absolutely nothing to do with the fact that we just referred 3 chargeback scammers to a collection agency and reported 2 scammers who passed bad e-checks to their local police departments.