Payments Issues That an E-Commerce Merchant Should Consider

[mandy]

While various alternative payment methods are available for merchants, it is important they understand the relevance of each method to their business. Each merchant should ask their acquirer or payment processor for assistance in evaluating the alternatives -- some questions to ask include:

• How many consumers and merchants use the method of payment?
  
• What is the typical revenue increase in my market segment?
  
• Can the method of payment be used across all my sales channels?
  
• Is there support for one time payments and recurring payments?
  
• How many days does it take for me to be funded for the transactions?
  
• Can I delay capture until I fulfill the product or service?
  
• Is payment guaranteed for properly authorized transactions?
  
• What is the typical percentage of fraudulent transactions? Who bears the financial responsibility for fraud loss?
  
• How are disputes and charge-backs handled?
  
• Can I finance my customer's purchase?
  
• What are the typical interchange fees?
  [li]How long does it take to integrate the payment method? Can I go direct to the provider or do I have to integrate through a processor?...[/l][/l]

full article: http://ecommercetimes.com/story/Alternat...65954.html