Google Purchases Terms of Service for Buyers

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full terms: https://purchases.google.com/files/buyerterms.html

Requirements for Registration

In order to use the Service, a Buyer must apply to register for the Service by completing all required information elements on the Service registration web pages. Buyer must register a valid credit card issued by a U.S. financial institution as a Payment Instrument for purposes of payment of Payment Transactions, fees and other Buyer obligations arising from its use of the Service...

Payment Transaction Processing

The Service facilitates the processing of Payment Transactions to complete a payment for a purchase between a Buyer and a Seller. The Service will store information from Buyers regarding, among other information, their Payment Instruments and shipping information. The Service will process the Payment Transaction on behalf of the Seller through the appropriate credit card or debit card network. The Purchase Amount is not processed until the Seller (i) completes the purchase transaction, (ii) ships or otherwise provides the purchased goods to the Buyer, or (iii) performs the purchased service. GPC may delay payment processing of suspicious transactions or transactions which may involve fraud, misconduct, or violate applicable law, this Terms of Service for Buyers, or other applicable GPC or Service policies, as determined in GPC’s sole and absolute discretion...

Buyer acknowledges and agrees that Buyer’s purchasing of Products are transactions between the Buyer and the Seller, and not with GPC, Google or any of GPC’s affiliates. GPC is not a party to Buyer’s purchase of products, and GPC, Google, or other GPC affiliate is not a buyer or a seller in connection with any Payment Transaction, unless expressly designated as such in the listing of the Product on a Google Web Site.

Permissible Payment Transactions

Buyer may only use the Service to process a Payment Transaction for a Product that is purchased from a Seller through a legitimate, bone fide sale of the Product. The Service may not be used to process a Payment Transaction, or otherwise transfer money between a Buyer and Seller, that is unrelated to a purchase of a Product. The Service may not be used to receive cash advances from Sellers or to facilitate the purchase of cash equivalents (travelers checks, prepaid cards, money orders, etc.). Buyer may not use the Service to process Payment Transactions in connection with the sale or exchange of any illegal goods or services or any other underlying illegal transaction...

Service Fees

GPC imposes no fee on Buyer to use the Service...

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Purchases privacy policy:

Information we collect

    * Registration information - When you sign up for our payment service, we ask for your personal information so that we can provide you with the service. The information we require to register for the service includes your name, credit or debit card number, card expiration date, card verification number (CVN), address, phone number, and email address. For sellers, we also require you to provide your bank account number, and in some situations, your personal address, your business category, and your taxpayer identification number or social security number. This information allows us to process payments and protect users from fraud. In some cases, we may also ask you to send us additional information or to answer additional questions to help verify your information. The information we collect is stored in association with your Google Account.
    * Information obtained from third parties - In order to protect you from fraud or other misconduct, we may obtain information about you from third parties to verify the information you provide. For example, we may use card authorization and fraud screening services to verify that your credit or debit card information and address match the information that you provided to us. Also, for sellers, we may obtain information about you and your business from a credit bureau or a business information service such as Dun & Bradstreet.
    * Transaction information - When you use our payment service to conduct a transaction, we collect information about each transaction, including the transaction amount, a description provided by the seller of the goods or services being purchased, the names of the seller and buyer, and the payment method and instrument used.

full policy: https://purchases.google.com/files/buyerprivacy.html